Life insurance without taking a physical exam Conventional life insurances usually compel you to undergo physical exam before actually insuring you, but there are policies, that will insure you without taking the exam. These policies are generally confined to cover lower amounts, and they are completely supported by an entire medical survey. There is also…
Getting a divorce is a messy process. One of the messy tasks that have to be taken care of in a divorce is sorting out life insurance. It’s unfortunately one of the most overlooked processes since dividing up assets, custody battles and ensuring the children are able to adjust properly are the most important priorities.…
If you have applied for an SBA loan, you might also need a life insurance policy. Yes, life insurance is something that presents itself during the pursuit of an SBA loan. It’s an extra step that money lenders might want you to take to safeguard their interest because most small businesses are run by one…
For the first time ever, more Americans have employer-provided life insurance (108 million) than have individual life insurance coverage (102 million), according to a new LIMRA study. And while that statistic sounds good, it actually hides a few important facts you should understand. 1. There’s more to the stat than meets the eye. When you…
If you’re one of the millions of Americans who owns a permanent life insurance policy (or are thinking about getting one!) you’ve probably done it primarily to protect your loved ones. But over time, many of your financial obligations may have ended. That’s when your policy can take on a new life—as a powerful tool…
